An adverse action notice tells you why your credit application was denied. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain ...
Adverse action notices, a perennial compliance issue, should not be neglected and, indeed, warrant closer scrutiny. The CFPB has long been interested in adverse action issues. This began in 2015 when ...
Background check reports are an important – and in many cases essential – tool in making informed and responsible employment decisions. Gathering and using this information, however, carries legal ...
If you get turned down for a loan or line of credit, an adverse action notice can explain why. Although you might not be able to fix the problem with your credit overnight, knowing what’s wrong will ...
FARMINGTON HILLS, Mich. — RouteOne recently announced the addition of more enhancements to the adverse action compliance functionality within its Web-based credit application management system. The ...
BEACHWOOD, Ohio--(BUSINESS WIRE)--Intellicorp Records, Inc., a Verisk (Nasdaq:VRSK) business, announced today an enhanced solution for Pre-Adverse and Adverse Action notices, a required component of ...
An Illinois Kia dealership is being sued by a consumer after the retailer allegedly failed to provide adverse action notices required by federal law after the customer was denied credit last year. The ...
The purpose of this letter is to address questions regarding whether adverse action notices under Regulation B (Equal Credit Opportunity) are required for mortgage loan modification declinations, ...
The U.S. Fair Credit Reporting Act (15 U.S.C. Section 1681) (FCRA) touches the lives of your clients every day. Signed into law by President Richard Nixon in October 1970, the FCRA regulates consumer ...
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