We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

Keep the car you love with auto lease buyout financing Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Credit unions often provide more favorable auto loan rates compared to banks or dealerships, making them a smart choice for car financing. Their not-for-profit structure allows for lower rates and ...

But interest rates have soared over the past few years, leaving many car shoppers stuck with larger loans and higher monthly payments. That strain on household resources has led to rising auto loan ...

Several public-sector banks are offering concessions or full waivers on processing charges, which can reduce the effective ...

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...