Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...

When you have extra cash to put toward a home purchase, deciding between buying mortgage points or making a larger down payment can affect your monthly payment, long-term interest costs and overall ...

You may be familiar with the idea of “buying down” your mortgage. This practice involves buying mortgage points, also known as discount points, or paying upfront fees to lower your mortgage’s interest ...

Weekly Average Mortgage Rate Trends. The Freddie Mac Primary Mortgage Market Survey (PMMS) reflects rates for first-lien, conventional, conforming purchase mortgages with a loan-t ...

Mortgage rates have largely drifted lower over the past few weeks—learn how to get today’s best home loan rates.

The 30-year fixed mortgages in this week’s survey had an average total of 0.34 discount and origination points. Discount points are a way to lower your mortgage rate, while origination points are fees ...