Both savings vehicles have competitive interest rates now, but only one offers predictable, guaranteed interest.

Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.

Interest rates have cooled over the past 14 months, with the Federal Reserve appearing to mirror its late-2024 pattern of rate cuts. The central bank lowered its benchmark rate by 0.25% in both ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...