Learn how credit scores influence car loan interest rates in 2025.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Learn how to compare auto refinance loans to find your best option.

Although you may be able to get a business loan with a 500 credit score, you should exercise caution, as available options can be expensive. Many, or all, of the products featured on this page are ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Student loan borrowers are seeing their credit scores drop sharply after loan servicers began reporting delinquencies because of missed payments, several affected people told Newsweek. They said they ...

Car loans are one of the most common types of debt among consumers in 21st-century America. While auto loans are not as common as credit cards, the majority of Americans (62%) have an auto loan in ...

Can you buy a new car with bad credit in 2025? Yes, it’s possible, but it’s tricky and carries some risks. Still, it can be done if you do your homework and plan properly. Ideally, you should avoid ...

It can be challenging to get a loan with a 500 credit score, but some lenders cater to those with lower scores. You can improve your chances of loan approval by offering collateral, demonstrating ...

Millions of Americans with federal student loans are facing renewed pressure as changes to loan servicing policies could soon begin impacting credit reports. After a nearly three-year freeze on ...

A credit score of 500 is considered as a poor score by leading credit bureaus such as CRIF High Mark, CIBIL, Equifax, Experian among others. Such a score significantly diminishes the likelihood of ...

Your credit score is one of the most important factors lenders look at when deciding how much interest to charge on your auto loan. Avoid unpleasant surprises by finding out your score before you ...