Dealers overwhelmingly agree a disconnect in the car-buying process exists between auto retailers and customers and blame lenders at least in part for an inability to deliver the deal information ...

Learn how credit scores influence car loan interest rates in 2025.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Car loan refinancing rates are generally higher than new auto loan financing costs. Average rates range from 4.67% to 13.43%, according to RateGenius. If you have a relatively high credit score, ...

Discover how to secure preapproval for a car loan, understand eligibility criteria and strengthen your negotiating position when shopping for a vehicle Written By Written by Staff Senior Editor, Buy ...

Lenders have different requirements for refinancing a car, but in general they consider your credit, vehicle and existing loan. Many, or all, of the products featured on this page are from our ...

Auto loan amortization is the process of paying off a car loan in installments. A car loan amortization schedule shows details that can help with decision-making about your loan. Many, or all, of the ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

Chris Jennings is formally a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time ...

When Murino Frampton bought a used 2006 Jaguar S-Type sedan in the winter of 2019, he put $2,000 down and took out a $3,350 car loan from the Las Vegas dealer to finance the rest. The annual ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard For most, ...