Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Your credit history affects more aspects of life than you might imagine. You probably know credit card companies and lenders look at your credit report when deciding whether to give you money. But you ...

When you apply for financing, like a credit card or loan, the lender that reviews your application is almost certain to check a copy of your credit report and credit score. With certain loans, like ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

Regularly monitoring your credit reports and scores can be an important part of managing your finances. However, some people worry that they’ll be punished for checking their credit. Fear not.

Maintaining a good credit score is important for financial well-being. A good or excellent credit score can unlock more financial opportunities for you — including access to loans with low interest ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...