I use Chase and have noticed lots of cards are offering to split big purchases into monthly payments that are less than your regular interest rate, in exchange for a fixed fee. If I pay more than that ...

Using a credit card for large purchases could be a good option if you can still make your payments on time and in full.

The average balance per consumer now stands at $6,580—up 3.5% year over year, according to a recent report from TransUnion.

These days, it can feel impossible to stay on top of credit card debt. The cost of living is going up, inflation is on the rise and job growth is slowing. And more Americans are falling behind on ...

The Wells Fargo Reflect® Card has a balance transfer fee of 5%, min: $5, so run the math before you move a balance. But if interest is already piling up, paying a small one-time fee to lock in nearly ...

Balance transfer credit cards can help you pay off debt quicker. But you'll likely need to pay a balance transfer fee. Many or all of the products on this page are from partners who compensate us when ...

My husband and I, who are retired, have accumulated about $7,000 in credit card debt over the past few years and need some help paying it off. What can you tell us? I’m sorry to hear about your ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. One of the primary reasons credit cards exist is to ...

Motley Fool Money reports that most Americans plan financial resolutions for 2026, mainly focused on debt repayment, but ...

Government credit card relief options may be scarce, but there are several other paths to reduce what you owe.