If you only pay your credit card bills on your due date, then your credit score may not be as high as it should be. Your credit utilization ratio is determined before your payment due date. Making ...

Credit card balances can accumulate interest at extremely high rates, compared to other forms of debt. This makes it crucial to manage your credit cards wisely if you’d like to enjoy their many ...

Credit cards can be beneficial for building credit and earning rewards and perks if you know how to maximize them. Timing purchases wisely, asking your card company what it can do for you and keeping ...

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

Credit card experts are full of tips and tricks to help you get the most out of your credit cards. Card issuers have their own tips and tricks – but they work a little bit differently than what the ...

AS THE YEAR draws to a close to bite so the nightmare caused by the sub-prime crisis gets ever more scary. The post-summer rally following the Federal Reserve’s rate cuts is now a distant memory as ...

To avoid credit card fraud, follow these 5 essential tips: never share OTPs with anyone. Use only official apps and websites. Only obtain the number from your bank. Avoid unofficial apps. Set ...

Credit cards sometimes get a bad rap for their high interest rates and fees, or for being the mechanism that gets some people into debt trouble. But when used strategically, credit cards can help you ...