Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...