Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Errors and mistakes in your credit report can bring down your credit score and impact your chances of getting new personal loans and credit cards. Errors can come up in your credit profile due to data ...

Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a dispute with the credit ...