After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

A tradeline is an account that's listed on your credit report. Your credit score is calculated using the tradelines in your credit report. Review your credit reports often to make sure that all the ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Jordan Tarver has spent seven years ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Staying on top of all your bills can be difficult and sometimes you’ll have to miss a bill to prioritize other necessities. The good news — missing a payment by a couple of days or weeks won’t hurt ...

Two years ago when Emma Alda was offered a new job in accounting, contingent on passing her background and credit check, she was so excited and confident that she didn’t think twice about giving two ...

Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help ...

Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...