Plus, how to maintain a strong credit score.

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

Does Buy Now, Pay Later affect credit score? Learn when BNPL shows up on credit reports and how it may impact your credit ...

There’s no overnight fix for a weak credit score, but a few focused changes can start shifting it faster than most people ...

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong ...