WASHINGTON--A subset of a major credit reporting company, which allegedly promised free reports but then billed customers $79.95 for a "credit monitoring service," has agreed to settle charges of ...

A Web site created by federal mandate last year to help consumers spot identity theft is opening up new avenues for fraud, according to a privacy watchdog group. The site, AnnualCreditReport.com, ...

After nearly a decade of bickering, Congress in 2003 finally granted every American the right to a free peek at their credit report each year. Now dozens of Web sites – many of them either owned by or ...

As more consumers rely solely on digital banking, investing and shopping, identity theft has become the norm — an everyday predator that we all must guard against. According to our 2023 identity theft ...

A website that provides U.S. consumers with a free annual credit report appears to have been the source used by hackers to download those of celebrities including Beyoncé and government officials ...

On June 1, consumers living in the south will have the right under a federal law to get a free copy of their credit report. But if they aren’t careful, they might end up paying the credit bureaus for ...

The next time you apply for a credit card, loan or mortgage, the lender will likely request access to your credit report. The information listed on your credit report summarizes how you manage credit, ...

Monitoring your credit report is a simple way to be proactive about your finances. Besides showing you where you could make improvements, it can help you spot fraud early and ensure the correct ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...