A shift in credit score requirements could completely change the buying process for prospective homeowners, but there are a few caveats to keep in mind.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages, come ...

Credit scores are an important part of the lending process. Here's the credit score you need, along with other requirements, if you're considering a refinance.

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...

The spring selling season is almost here, and for homebuyers attending open homes, it’s best to go in pre-approved for a mortgage. And that means those applying for financing will need to be prepared ...

The minimum credit score required for a conventional loan is 620, while other types of mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

You don’t need perfect credit to get approved for a VA loan. In fact, a credit score of at least 640 is enough to qualify with most lenders. Some will take scores of 620 or lower, depending on your ...

While conventional loans require a minimum credit score of 620, your minimum creditworthiness for other mortgage types may be lower or higher. Refinancing a house loan can reduce monthly payments, ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...

The credit score is all-important if you’re preparing to buy a house. Lenders will look at your credit score to determine the mortgage interest rate, available loan amount and more. Credit score ...