(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

It may be good news and bad news when it comes to Americans and their debt. According to Experian, the average total debt ...

U.S. consumer finances remain broadly healthy, even though there are some signs of stress for borrowers with lower credit ...

"It's a complex weave and it's important to have a national standard so a lender can evaluate the consumer on a level playing field," said Dan Smith ...

Looking at who owes what in the United States, middle-aged Americans hold the most household debt. In Q3 2025, people between ...

Banks decide whether to approve or deny a loan based on several factors related to an applicant’s financial situation. However, worsened economic conditions can heighten the rejection rate as banks ...

Since the GFC, these lenders have provided funds to borrowers unable to access the debt offered by banks or credit unions.

Union Credit consumer survey reveals declining financial confidence and a strong desire for clear, trustworthy borrowing options.

With the holidays upon us, one personal finance site is sounding the alarm on a ubiquitous payment plan at big-box retailers.

Consumers facing high costs may be tempted by buy now, pay later (BNPL) and deferred-interest credit card offers • Advocates ...