A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

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Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Keeping your personal information safe can feel like a futile battle. Even if you do everything right, a data breach could leak your information, and in turn allow criminals to buy it on the dark web ...

Anyone who has bought a home or applied for a mortgage knows this hard financial reality: What is in your credit report can cost you -- or save you -- thousands of dollars in loan charges. Lenders ...

Chauncey grew up on a farm in rural northern California. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience ...