To calculate your home's equity, subtract the balance on all debts secured by your home – including your primary mortgage and any secondary loans – from your property's current appraised value. The ...

You’re considering a home equity loan but aren’t sure how much you can borrow. It depends on how much of your home you own outright. More specifically, lenders calculate the difference between your ...

For many people, a house is their most valuable asset. In fact, home equity—the value of a property minus any outstanding mortgages or liens—accounted for 45% of the median net worth of U.S.

Equity is the difference between your home’s value and your remaining mortgage balance Written By Written by Contributor, Buy Side Mary Beth Eastman is a contributor to Buy Side and finance expert, ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Americans with mortgages hold a record $17.8 trillion in home equity, according to updated ICE Mortgage Monitor data — and with the Fed's second rate cut of 2025 just behind us, now might be the time ...

High interest rates have forced many potential borrowers to put plans on hold. If you need money right now, you might have to turn to more expensive unsecured options, like personal loans or credit ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Still, a home equity loan uses your home as collateral, so you'll need ...