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The minimum credit score required for a conventional loan is 620, while other types of mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

These are some of the top mortgage lenders for consumers with 600 credit scores. Most mortgage lenders require a 620 credit score to apply, and some only work with consumers who have 680 FICO scores.

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Mortgage lenders typically evaluate a borrower’s creditworthiness using FICO Scores 2, 4, and 5. These scores are the ones used by Experian, Equifax and TransUnion — the three major credit bureaus.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

Worried your credit score isn’t high enough to qualify for a mortgage? Knowing which credit score mortgage lenders use may help clarify what kind of offers and loan options could be available. But ...

You might think that a higher credit score can improve your chances of getting approved for a mortgage, and of getting a lower interest rate. And you'd be right. However, a strong credit score is only ...