In 2024, 81% of Americans had a credit card, according to the Federal Reserve. And, according to Experian, Americans carry about three to four credit cards. Now, as your resident credit cards expert, ...

The Points Guy has been reporting on credit cards since 2010, helping you maximize purchases for future travel. But points and miles are a relatively new offering in the grand scheme of the history of ...

Every time you swipe your credit card for a coffee or a carton of eggs, you take out a tiny loan from your bank. In many ways, the U.S. runs on borrowed money: a mortgage for a home, financial aid for ...