I spend a good deal of time talking to landlords and property investors, and I can see that we’re in a tough housing market—high prices, rising interest rates and strict lending requirements are ...

What is the Debt Service Coverage Ratio (DSCR)? How do I calculate DSCR? Why is a higher DSCR important for loan approval? What are common pitfalls in DSCR calculation? How can different industries ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.