(WSPA) – Personal debt in the US has reached an all-time high of nearly 18 trillion dollars. For credit card debt alone, delinquency rates are at a 14-year high. If you’re struggling, it’s crucial to ...

Chapter 7 or Chapter 13 may discharge or reorganize your credit card debt. Some debts may not be cleared in bankruptcy, such as nondischargeable obligations, recent luxury purchases or fraudulent ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

Retirees aren't immune to debt collection, but what creditors can actually do to collect depends on a few factors.

Credit card interest rates remain high right now, driven up, in part, by the Federal Reserve's rate hikes that occurred in 2022 and 2023. While the increases were aimed at combating inflation, they ...

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you're struggling to pay yours off or ...