Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie ...

Your credit score is one of the most important factors lenders look at when you apply for a mortgage loan. Different types of loans have different minimum credit score requirements. Typically, the ...

A shift in credit score requirements could completely change the buying process for prospective homeowners, but there are a few caveats to keep in mind.

Lenders are changing how they assess borrowers for mortgages, with credit scores mattering less and overall financial story ...

In a report released in August, the Consumer Federation of America and the Climate and Community Institute found that having a low credit score (around 630) drove up consumers’ premiums to more than ...

With first-time homebuyers dropping to a record low this year and the average new buyer now reaching 40 years old, experts ...