Some retirees could see Medicare premiums rise by more than $400 a month in 2026 due to IRMAA. Here’s how it affects Social Security checks and who pays more.

“Your retirement income could trigger a Medicare penalty you didn’t even know existed.” Most retirees think of Medicare as a safety net — a predictable, reliable program that helps cover health ...

A Roth conversion may be the key to avoiding costly IRMAA surcharges on your premiums.

Medicare increases the monthly premiums for Part B and Part D coverage if your income is higher than certain limits. To avoid these surcharges, you can reduce your modified adjusted gross income. If ...

I enrolled in a $0 premium Medicare Advantage plan to begin April 1 when I turn 65. I chose to disenroll from my husband's employer benefits because my monthly premium is $0, making it more ...

IRMAA stands for Income-Related Monthly Adjustment Amount. It's an additional surcharge that some Medicare beneficiaries pay in addition to their standard monthly premiums for Medicare Part B and ...

One of the surprises some retirees encounter is that Medicare premiums aren’t the same for everyone. Although the overwhelming majority of retirees pay the standard base premium for Medicare Parts B ...

Picture this. You retire after decades of hard work, finally ready to enjoy those golden years. Then the letter arrives from ...

You can appeal your Medicare IRMAA surcharges if you meet certain conditions. The short answer to your question is that your Medicare payment would be set from the time you enroll when you turn 65 ...

Clients often assume that their Medicare payments will be set once they become Medicare-eligible—and that all beneficiaries are treated equally when it comes to premium amounts. Many higher-income ...