SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Chanelle Bessette is a personal finance writer at NerdWallet covering banking. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. Her expertise has appeared in The New York Times, ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

A checking account is central to many Americans financial lives—here are the best options for convenience and low fees Written By Written by Contributor, Buy Side Martha C. White is a contributor to ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. Checking account fees eat away at ...

Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of December 2, 2025. *Earn up to 4.30% Annual Percentage Yield ...

Benzinga's choice for the best online bank account with instant debit card access is Chime. For first timers, Current is best for providing credit building features. Once you open an account, you want ...

When you open a checking account or savings account, the bank or credit union will review your information with a reporting agency that tracks banking activity, such as ChexSystems or Early Warning ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. Dashia is the consumer insights ...