Key Takeaways The typical employee contribution rate falls between about 8% and 10%, depending on the data source.When employer matches are added, total savings climb to about 12% to 14% of an ...

President Donald Trump said he's not in favor of using 401(k) money to buy houses, despite one of his top economic advisors ...

If you put money into your employer's 401(k) without specifically choosing investments, there's a good chance your money will ...

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

Key Takeaways For most people, the answer is no—raiding a 401(k) to pay off credit card debt costs far more than grinding through payments.The money withdrawn stops earning money for you, and what ...

Some workers are maxing out their 401(k)s, but many still face shortfalls and may need to take extra steps to strengthen their retirement readiness.

Thinking about rolling over a 401(k) into a gold or silver IRA? Learn who’s eligible, how it works and what tax and timing ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an IRA, or moving it to a new employer’s 401(k).

Non-deductible IRA contributions can cause major headaches. Learn how a reverse rollover can avoid the pro-rata rule, ...