Owning a home is and has been the American dream for decades. Most people go to a lender and inquire about how to qualify for a mortgage. They want to know how much house they can easily and safely ...

Yesterday we all learned what lock desks and pricing engines already knew: mortgage applications in the U.S. jumped last week by the most in a month. It is hard for borrowers not to see how low these ...

Many industry groups have commented this morning on the final Qualified Mortgage/Ability to Repay rule issued today by the Consumer Financial Protection Bureau (CFPB). Most of the comments received so ...

The Department of Housing and Urban Development (HUD) proposed a rule Monday to define a ‘Qualified Mortgage’ that is guaranteed by HUD and is now seeking public comment on the proposed rule. HUD was ...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

The proposed 50-year mortgage aims to improve affordability but would come with higher interest rates and regulatory challenges. Current rules limit qualified mortgages to 30 years, making 50-year ...