Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert.

Conventional mortgages are more in line with the needs of the average homebuyer. Jumbo mortgages are for properties with steep price tags, often in larger cities.

Here's what you need to know. Some homebuyers who need more flexibility when applying for mortgages could benefit from a non-qualified mortgage, or a Non-QM loan, Cohn said. Such loans verify ...

The Mortgage Bankers Association reported a 20.4% mortgage application increase compared with one week ago. Bottom line: ...

A Reinvestment Fund analysis of 2023 data released through the Home Mortgage Disclosure Act showed racial disparities persist ...

KBRA assigns preliminary ratings to 33 classes of mortgage pass-through certificates from Morgan Stanley Residential Mortgage Loan Trust 2025-1 (MSRM ...

Offers non-qualified mortgages for borrowers looking to use alternative credit data in their applications, such as bank statements or pay stubs, and those seeking a home loan with interest-only ...

Servicers—Citadel, NewRez and Selene Finance—will not advance any delinquent principal and interest. Eventually, that should ...

All the loans are either classified as non-qualified mortgages (57.7%) or exempt (42.3%) from the Ability-to-Repay/Qualified Mortgage rule due to being originated for non-consumer loan purposes.