The proposed 50-year mortgage aims to improve affordability but would come with higher interest rates and regulatory challenges. Current rules limit qualified mortgages to 30 years, making 50-year ...

ARMs are at their highest levels since 2008 — yet while post-crisis reforms made them less predatory, they aren’t without ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

If you want the cheapest mortgage rate, you must meet certain underwriting standards from mortgage giants Fannie Mae or Freddie Mac. For example, you must prove your stable income with W2s, tax ...

Interest-only mortgages let you pay just the accruing interest on your loan for an introductory period — but they come with high payments once that period ends. These loans mainly benefit those ...