If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...

No-closing-cost mortgages are mortgages where your lender pays the closing fees on your behalf. It shouldn’t be confused with a mortgage with no closing costs. Before considering a no-closing-cost ...

Refinancing is worth a fresh look in 2026 because 30‑year mortgage rates have slid back down to the ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...

The price you pay is about more than your monthly installment.

BOULDER, CO, UNITED STATES, November 11, 2025 /EINPresswire.com/ -- Jason Ruedy, The Home Loan Arranger and one of the nation’s top 1% producing loan officers, says ...

Refinancing your mortgage means replacing your home’s current mortgage loan with a new one. Homeowners typically refinance to lower their interest rate, but there are other reasons to consider it as ...

When my husband and I refinanced our mortgage in 2009, we felt confident we were making the right move. Since both of us had exceptional credit, we knew we could reduce our mortgage rate by one ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.15%. For 20-year mortgage refinances, the average rate is 6%. Related: Compare Current Refinance Rates 30-Year Fi ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it's not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...