Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

You may be able to get more income out of your savings each year.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

Sheryl Rowling of Morningstar The greatest financial danger in retirement isn’t always the stock market. It’s the constant, ...

When Social Security covers only half your retirement spending, the other half must come from somewhere. How you manage that ...

For decades, retirement planning has assumed inflation would average around 2-2.5% annually, and financial planners built ...

For most people, the 4% rule sounds simple enough in that if you retire with $1 million, you can withdraw $40,000 in year one and adjust for inflation annually, and if you do everything right, your ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

A new research-backed formula replaces complex simulations to estimate safe withdrawal rates, helping Indian retirees quickly ...