“TransUnion Canada learned in August that some consumer credit files in Canada may have been accessed without authorization through the fraudulent use of a customer’s login credentials.

If you spot a problem, such as inaccurate information on your TransUnion credit report, you can follow this guide to dispute the inaccurate info and get your credit report back in shape.

Here's how to dispute your TransUnion credit report and get errors fixed. Mistakes on credit reports can lower your credit scores.

There are three credit bureaus in the US -- Equifax, Experian and TransUnion -- which each compile your financial activity into credit reports that are then used to create your credit scores.

TransUnion's Credit Risk Index (CRI) declined in the first quarter after five straight quarterly increases, indicating that consumer credit risk conditions in the U.S. are improving.