Fact checked by Betsy Petrick Key Takeaways Your credit report includes your personal details, information about your credit ...

Current reports that medical debt's impact on credit scores is confusing due to recent legal changes. Consumers should be ...

Question #5 of GOBankingRates’ Top 100 Money Experts Series What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about ...

Credit scores are based on information in your credit report, so it's important to make sure your credit report is complete and accurate.

Learn what a charge-off means, its effect on your credit score, and possible ways to remove it from your credit report to ...

Contrary to what you might expect, your credit report does not contain your credit score. But it does offer a lot of other valuable information.

Learn about soft credit inquiries, how they differ from hard inquiries, who can initiate them, and how they affect your credit report and score.

Got denied for a credit card? Here's how to bounce back, fix what went wrong, and improve your odds of approval next time.

5 Signs of Fraud that Could Show Up on Your Credit Report – and How to Fix Them Act quickly to prevent scammers from accessing more information and doing more damage.

While it won't damage your credit scores, a UCC filing can impact your ability to obtain credit in the future.

Find out what your credit score means and how to check it for free.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...