When you think about your 401(k), one of the first questions that comes to mind is: How much is it actually growing? On average, 401(k) returns typically fall between 5% and 8% annually, depending on ...

You finally reach age 65 and are ready to hang up your hat, only to realize the financial ...

That money can be better used taking advantage of multiple types of retirement accounts.

Your 401(k) plan administrator provides you with investment options to choose from in your account. IRAs offer more flexibility in both investment options and early-withdrawal exceptions. The minimum ...

Retirement planning can feel like trying to hit a moving target. Just when you think you've figured out the magic number for a comfortable monthly retirement income, issues like rising costs, market ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

Workplace retirement plans like 401(k)s are among the most powerful tools for building long-term wealth, yet they are also among the easiest to overlook during major life changes. According to a 2025 ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Take 401(k) plans and annuities, for example. A 401(k), which is a ...

Federal departments are now working out regulatory details for paving the way for alternative investments in 401(k) plans. In Michigan, the largest public pension plan held $44 million in bitcoin and ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...

The number of layoffs in October was 175% higher than a year earlier, according to one private-sector report. For workers who lose their job, it's important to consider what to do with their 401(k) ...

Your personal retirement number depends on your lifestyle goals, investment risk and desired retirement age, among other key factors ...