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Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest rates.
Like a FICO score, the VantageScore ranges from 300 to 850. Keep in mind, that the VantageScore is used by some lenders, but not all. Most lenders will use your FICO score.
The FICO® Score remains the dominant credit score used to assess credit risk in the securitization market. “By far, FICO Scores are the dominant method to measure asset-backed securitization risk.
FICO ® Score 10 T’s improvement over Classic FICO was shown to be 5 times better than VantageScore 4.0’s improvement, detecting 18% more defaulters where it matters most – in the critical ...
FICO® Score 10 T is FICO’s newest and most predictive credit scoring model, incorporating trended credit bureau data that captures a consumer’s credit behavior over time.
A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO score or one from a rival, VantageScore.
FICO® Score 10 T’s improvement over Classic FICO was shown to be 5 times better than VantageScore 4.0’s improvement, detecting 18% more defaulters where it matters most – in the critical ...