A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how ...

The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

Newrez, a top five mortgage lender and servicer, recognized the role its deep partnership with Freddie Mac played in enabling the U.S. Federal Housing (FHFA), Freddie Mac, and Fannie Mae to move ...

HUD SECRETARY ANNOUNCES NEW ACCEPTANCE AND IMPLEMENTATION OF VANTAGESCORE 4.0 FOR FHA LOANS: HUD will also allow the use of VantageScore 4.0 for FHA mortgage loans. Over 80% of all FHA-insured ...

The Federal Housing Finance Agency has authorized the use of VantageScore 4.0 alongside FICO models for mortgages backed by Fannie Mae, Freddie Mac, and FHA. The model’s ability to factor in recent ...

Fair Isaac Corporation faces existential threats from VantageScore 4.0 and AI, undermining its historic moat and pricing ...

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...

Fannie Mae will now allow lenders to use VantageScore 4.0 immediately and plans to add FICO 10T in the future, marking a major shift in U.S. mortgage underwriting. The update, part of a broader ...

Average VantageScore 4.0 Credit Score Rises on Strength for Top Tier Consumers Lending Increases Year-Over-Year as Banks Selectively Increase Originations to Top Tier Lower-Tier Consumers Remain Under ...

Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in alignment with U.S. Federal Housing and Fannie ...