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Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

A perk offered to consumers during the pandemic has been extended indefinitely. Your free annual credit reports are available every week at no cost. Read on for why you should take advantage. Also, ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

It’s best practice to frequently check your credit reports, which serve as a kind of financial resume outlining all of your money matters. Credit reports can help you keep track of your debts and ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Free annual credit reports are now available to those of us living in the Midwest. The federal Fair Credit Reporting Act was amended in 2003 to require the three nationwide credit reporting companies ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Errors and mistakes in your credit report can bring down your credit score and impact your chances of getting new personal loans and credit cards. Errors can come up in your credit profile due to data ...

WASHINGTON, D.C. — Consumers Union, the policy and advocacy division of Consumer Reports, strongly endorsed bills introduced in Congress today to require credit scores to be included in your free, ...

Beginning April 1, when you go online to view your federally mandated free annual credit reports, you'll get exactly what you came for. Hopefully. The Credit CARD Act of 2009, which has eliminated a ...