How To Accept Credit Card Payments Without a Merchant Account Without a merchant account, you can accept credit cards the way many modern businesses do: with a payment service provider.

Top merchant account services The best merchant account services allow businesses to process many payment types and card issuers, offer transparent pricing models and provide user-friendly tools.

10 Best Merchant Account Service Providers of 2024 If you’re in the market for a merchant account service provider, it’s important to compare features from one solution to another.

Learn all about high-risk credit card processing and merchant accounts, including the pros and cons, and whether your business needs one.

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Credit/debit card payments must be processed in an efficient, consistent, secure and controlled manner in compliance with the Payment Card Industry (PCI) Data Security Standard.

Here’s how to accept credit card payments without a merchant account, so you can avoid this unnecessary and pricey step.

The merchant account receives money from credit card companies so that it’s available to you immediately, instead of after the customer pays their credit card bill.