Learn how credit scores influence car loan interest rates in 2025.

Edmunds reports that a 60-month car loan is ideal, balancing payments and interest, while longer terms lead to higher costs ...

The rise in late auto loan payments is a symptom of an increasingly unaffordable vehicle market, experts say. Households with ...

A trade-in is best for a different vehicle, while refinancing might save you money.

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

A new tax break in the “One Big Beautiful Bill Act” lets eligible buyers deduct interest on qualifying new vehicle loans from ...

Our review covers the LendingClub auto refinancing loan and looks at the company's customer experience, transparency, loan affordability and more. NerdWallet's auto loans content, including articles, ...

With defaults and late payments rising, auto financing is getting riskier. Learn how growing delinquency rates impact your ...