A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...

In the first advisory opinion, the CFPB addresses the provision of background check reports. Background checks are used by landlords and employers to make rental and employment determinations, ...

Things are changing in FCRAland. The Economic Growth, Regulatory Relief, and Consumer Protection Act (“Act”) (full text here) has added a new section the Fair Credit Reporting Act (“FCRA”), section ...

Whether you’re applying for a loan, looking for a new job or trying to improve your finances, a good credit score is key to reaching your goals. Unfortunately, a ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...