“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Checking your credit report regularly and knowing how to interpret it is one of the smartest things you can do for your ...

Financing a new home has become increasingly difficult, with mortgage application rejections rising from 10.2% in 2019 to 12.1% in 2023 and 20.7% in 2024. Bad credit can make the homebuying process ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

If boosting your wealth in 2026 is one of your New Year’s resolutions, this formula could be a great way to get started.

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Debt consolidation is a good idea if it helps you meet your financial goals, but not if you use it to free up revolving ...

ITAT held that cash deposits made by directors before investing in share capital cannot be treated as unexplained income of the company. The ruling emphasizes that proper identity, creditworthiness, ...

The Tribunal ruled that issuing a Section 143(2) notice before communicating reasons for reopening deprives the assessee of ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

Avoid these 0% intro APR credit card mistakes, like picking the wrong card offer, overspending, and paying too little. Here's ...