“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

It may be good news and bad news when it comes to Americans and their debt. According to Experian, the average total debt balance among consumers in the United States were largely unchanged in 2025.

Not all debt is bad. The final determination of whether a certain type of debt is good, bad or neutral ultimately depends on ...

When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of ...

For many years payday loans dominated the short term lending world. They offered quick cash to people who needed emergency ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be carefully weighed.

Better reports that 50-year mortgages could lower monthly payments for buyers but lead to significantly higher interest costs ...

Every year, millions of Americans file their taxes as early as possible because they’re counting on their tax refund to cover ...

You walk away with less debt, no required full coverage, and no $530 insurance bill chasing you every month. It also cuts off the long-term pain of an 18% car note, which is the financial equivalent ...

President Donald Trump had a blunt message for anyone struggling to make ends meet: He does not feel your pain.

A trade-in is best for a different vehicle, while refinancing might save you money.