“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it ...

It may be good news and bad news when it comes to Americans and their debt. According to Experian, the average total debt balance among consumers in the United States were largely unchanged in 2025.

For many years payday loans dominated the short term lending world. They offered quick cash to people who needed emergency ...

Title loans are a type of loan consumers might consider if their options are limited. Despite the risky loan terms, here's ...

Every year, millions of Americans file their taxes as early as possible because they’re counting on their tax refund to cover ...

Better reports that 50-year mortgages could lower monthly payments for buyers but lead to significantly higher interest costs ...

A trade-in is best for a different vehicle, while refinancing might save you money.

Edmunds reports that a 60-month car loan is ideal, balancing payments and interest, while longer terms lead to higher costs ...

Most personal loan terms have a one-year minimum, but that may still be too long for your liking. If you need a loan you can pay back quickly, such as for an unexpected expense, there are short-term ...

The companies plan to tokenize auto loans using blockchain, with the first tokenized loan portfolios expected to be available ...

The rise in late auto loan payments is a symptom of an increasingly unaffordable vehicle market, experts say. Households with ...