It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

Whenever you apply for a loan, lenders run a hard inquiry on your credit report to evaluate your profile. One inquiry won’t ...

As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that ...

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

For many people, a credit card feels like an invitation to overspend. If you’re someone who prefers to keep life simple, ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Dave Ramsey's listeners don't usually call "The Ramsey Show" to complain that his advice failed them. But Marsha from San Antonio broke that pattern when she dialed in with a bold declaration: "We ...

What to know about credit repair companies Credit repair companies can review your credit report for inaccuracies and dispute ...

Missing a credit card due date by a single day feels like a small slip, but on the lender's side it can trigger fees, ...

Key Points Dave Ramsey has said that a high credit score doesn’t equal financial success. Ramsey is right that having good credit alone doesn’t mean you are in a good place when it comes to your money ...

Credit card issuers are increasingly scrutinizing how customers pay their bills, and one particular tactic can trigger the ...

Dave's logic was that since he could borrow from his 401 (k) at an interest rate of 5%, it made sense to do that, as opposed ...