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Learn the CIBIL full form, how scores are calculated, and why credit reports matter for loan approvals in India.
A typical credit card charging 24.9% annual percentage rate can see debts mount quickly during the festive period.
Astle also recommends keeping a money journal, where you write down what you are feeling before, during and after a purchase.
Research has found that four in five credit-limit increases in the U.S. are initiated by banks, rather than requested by customers.
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An Aussie woman who fell ill on a cruise had her credit card maxed out after medical bills amounted to $11,000.
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