If you need extra help with your credit card debt, there are a few ways to qualify for a hardship program now.

Building a solid credit score takes time and responsible habits. Key strategies include using credit cards wisely, paying ...

A low credit score is a common reason for the rejection of loan applications or unfavourable terms. A poor score indicates a ...

Missing even a single EMI can immensely impact your credit score in a negative way. Potentially dropping it by 100 points or ...

Having a higher credit limit provides greater financial flexibility, enabling you to buy a house, purchase a car, or cover ...

Most American consumers associate their credit score with financial health, believing that a higher score reflects a stronger ...

A 30-day delay can cause a substantial drop in credit score, lowering your score by 90-100 points and even more ...

"It's sending a strong message that the CFPB is not here for consumers anymore; that under the Trump administration, the CFPB is here to give out pardons for violating the law," Erin Witte, director ...

The fate of the Consumer Financial Protection Bureau's new rules to exclude medical debt from credit reports is uncertain, impacting millions.

Obtaining a credit card can help you improve your credit score when you use the card responsibly — which includes making on-time payments and keeping your balance low. But let’s start by explaining ...

It's nice to find a secured credit card with a $0 annual fee. Even better is one that offers a path to upgrade to a regular card. This one does both — and it gives you rewards, too. Many or all ...

Your debts, including interest. Be sure to include credit card debt, medical debt and other kinds of debt in your monthly budget. Having all of this information at hand will make calculating ...