If you're planning to borrow from your home's equity, it's important to know what could be coming for rates soon.

A huge jump in HELOC rates to start the new year. The $30,000 home equity line of soared 59 basis points to 8.22%, as a major lender ended promotions, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark five-year $30,000 home equity loan dropped two basis points to 7.97%.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home equity loan allows you to access the ownership stake you've ...

Payments here may be more affordable than you think. Here's what you'd pay each month if you took out the loan now.

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade of ultralow rates,

The Federal Reserve just did something it hadn’t yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September’s quarter-point rate cut, it does mark the beginning of a potential easing cycle after ...

Home equity is one of the biggest sources of wealth for American homeowners. Without the right context, decisions about home equity can get expensive, whether you’re considering borrowing against your equity now or in the future. Splitero has compiled the eight biggest myths that may be costing you money.