When it comes to credit scores for purchasing land, they generally need to be higher than those for residential property.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

With first-time homebuyers dropping to a record low this year and the average new buyer now reaching 40 years old, experts ...

Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

If Rs 60,000 sits on a Rs 2 lakh limit, your utilisation is around 30 percent — healthy and unlikely to cause score damage.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

In a report released in August, the Consumer Federation of America and the Climate and Community Institute found that having a low credit score (around 630) drove up consumers’ premiums to more than ...

For credit card application approval or rejection, in addition to the credit score, a bank’s eligibility checks typically ...

The Role of Tradelines in Boosting Credit Score New York, United States – November 20, 2025 / Coast Tradelines / What Are ...