When you’re in the process of getting a mortgage and closing on a house, you’ll want to avoid making any major changes to ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. A closing disclosure is a ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter ...

Both types of points are included under closing costs in the official loan estimate and closing disclosure that come from the lender. Origination points compensate loan officers. Not all mortgage ...

If the creditor elects to disclose the construction-to-permanent financing as one transaction, only one set of disclosures (Loan Estimate and Closing Disclosure) is required. If the creditor ...

A bill introduced to the New York state Senate is seeking to bolster the disclosures that reverse mortgage lenders make to ...