An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

There's no point in life when your credit score stops mattering.

The best cash back card this month delivers 6% in the category you choose, no annual fee, and strong first-year value.

Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

If Rs 60,000 sits on a Rs 2 lakh limit, your utilisation is around 30 percent — healthy and unlikely to cause score damage.

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and ...

​The regulator noted that a review showed the need for more frequent reporting, leading to its decision to shift to weekly ...

The Reserve Bank of India has issued a significant update that is set to reshape how quickly credit scores reflect an ...