It’s possible to make $100s by opening a new bank account, but sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy ...

It’s becoming increasingly difficult to find truly free checking accounts. But they’re still out there if you know where to look. Indeed, many online banks and a few choice brick-and-mortar stores ...

There’s already a lot of misinformation out there about the Credit Card Competition Act. For once, most is apolitical, at least for now, since the act is a bipartisan bill. So let’s all just take a ...

Have you ever wondered what the history and the parts of a credit card are? How did they get started, and what constitutes a credit card? This article will discuss the history and anatomy of a credit ...

I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through ...

If you’re shopping for your first house or supporting a relative who recently moved abroad, your first wire transfer looms in your near future. That almost certainly means you’re wondering what a wire ...

You can get an impressive return on cash you don’t need right away when you put it in a high-yield savings account. There’s no shortage of those around. You have to work for that interest though. That ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

George’s beloved Aunt Azalea just died, leaving him a cash windfall large enough to pay off his house. But his wise friend William warns George about prepayment penalties, leaving George to wonder ...

Your bank’s “member FDIC” logo isn’t just there for decoration. It’s meant to reassure you and your fellow customers that the bank carries FDIC deposit insurance, which protects your deposits up to ...

If you have a bank account in the United States, your deposits are almost certainly insured by a U.S. government agency called the Federal Deposit Insurance Corporation. FDIC deposit insurance ...

The most important feature of a high-yield savings account is its interest rate. But it’s nice when your account helps you manage your money too — or at least doesn’t get in the way of that. The ...