Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Shanbhag says it’s good to get into the routine of checking your score once a year. ‘Without a good credit score you increase ...

Your CIBIL score, a 3-digit creditworthiness indicator, is crucial for loan approvals. You can check it for free monthly via TransUnion CIBIL or third-party platforms.

The Times of India's 'Hack of the Day' series offers a practical solution for checking your credit score instantly and for ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in ...