If you skip your credit card payments for long enough, you could end up being sued. Here's when it could happen.

Your credit card’s grace period affects the interest you pay but does not change the due date. You’re still required to pay by the due date to avoid late payment penalties. Paying late also causes you ...

New bipartisan legislation has been introduced to immediately enforce an interest rate cap of 10 percent on credit cards.

What is a credit report? It’s a detailed summary of your credit history, debts and payment habits. Find out how it impacts ...

A 30-day delay can cause a substantial drop in credit score, lowering your score by 90-100 points and even more ...

A low credit score is a common reason for the rejection of loan applications or unfavourable terms. A poor score indicates a ...

Building a solid credit score takes time and responsible habits. Key strategies include using credit cards wisely, paying ...

If you need extra help with your credit card debt, there are a few ways to qualify for a hardship program now.

A second credit card can benefit you in more ways than one, although the right card for you depends on your goals. You can ...

How do I know I can trust these reviews about Wells Fargo Credit Cards? How do I know I can trust these reviews about Wells Fargo? 4,620,797 reviews on ConsumerAffairs are verified. We require ...

Take our financial literacy quiz and find out how much you know about credit scores, retirement accounts, investing terms, and more.

The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023. FICO is ...